The Current Financial Crisis Impact on Debt Settlement
Hello, America. It seems our excess has finally caught up with us. It’s not surprising that this would eventually happen. When an economy is constructed not on value, but on debt; it is virtually inevitable.
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Creating a Household Budget
One of the key elements of a debt settlement program is helping you gain control of your household income. If you expect to be truly debt-free, gaining and maintaining control of your income and how you spend it must be your top priority.
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Living Within Your Budget
So now you have created your household budget. Congratulations! But now how do you make sure you can stick with it? With the financial pressures of today, how do you ensure that you can live within your budget each month?
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If you are only making minimum payments on $20,000 in credit card debt, at a 18.9% interest rate, it can take you over 50 years to pay it off and you could pay over $50,000 in interest.


You may be surprised to learn that credit card debt grows back 78% of the time after taking out a debt consolidation loan. Without a fundamental change in the spending habits of the consumer, a loan usually only makes things worse.

About Our Debt Negotiation Settlement Program - Why Us

OUR MISSION: To expertly, professionally and ethically assist YOU, our valued client, to live a debt-free life!

Government Debt Relief LLC has been helping people become debt free by providing debt settlement  programs.

GDR's consultants are thoroughly trained in debt negotiation and up to date on debt settlement matters by being required to achieve certification through Arbitrain Training Systems and the IAPDA, the International Association of Professional Debt Arbitrators.

GDR strives to be the most accurate and honest debt settlement and credit counseling company in the industry.Learn more about what benefits you can expect from this debt settlement strategy.

We are devoted to helping you to become debt free and getting you on the road to financial freedom.

Debt Settlement is completely honorable, legal and ethical. Through this program, you will pay your debts. You will just pay them off faster and at more of a convenience to you. The length of our program is 12-36 months depending on your circumstances.

* We work for you - NOT your creditors. Debt consolidation services usually work for your creditors, earning a percentage of what you pay to your creditors. In most cases, you will be expected to pay 100% of your debt, plus interest, by making smaller payments over a longer time period. Because debt consolidation companies make their money by earning a percentage of the amount you pay your creditors, their incentive is to get you to pay 100% of your debt, rather than to try a debt settlement strategy with your creditors.

* At GDR, our advisors work for you by negotiating a settlement of your debt - usually at 35 - 40 cents on-the-dollar.

* We are not a debt "consolidation" service. Debt "consolidators" have a different debt consolidation program where will loan you money (and charge interest) to "consolidate" your debt, and you will pay off your debt at 100% of the debt amount, sometimes including late fees and additional interest. At GDR, you can reduce your debt for significantly less than you currently owe.Find out how credit card debt settlement works!

We work with the motive of providing a professional counseling service to save you from getting into a debt settelment program.